FAQs
How much does it cost to see if I qualify?
Nothing. Not a cent.
You don’t pay to find out what’s possible.
As a general guide, household taxable income should be around $140,000+ and you’ll need usable equity in property. Not sure about your equity? We’ll help you figure that out.
One call could completely change your financial future.
Do I need a deposit?
Usually, just a small holding deposit between $1,000–$2,000, which forms part of the purchase price. If you already have equity, that’s often enough to get started.
Can I use my superannuation?
Yes, in the right circumstances.
If you have around $250,000 in super, either individually or combined with up to four people, there may be options available. The best way to know is to have a quick conversation about your situation.
This sounds too good to be true.
The difference is we don’t rely on hype. We show you real numbers. Real projections. Real outcomes.
The only way to know if it’s right for you is to see how it works in your own situation.
Step one?
Have the call.
Why isn’t everyone doing this?
Until they sit down and see the numbers, they assume it’s out of reach.
It’s not.
Do I stay in control of the property?
You own the property. It’s your name on the title. It’s a standard bank loan and a standard property purchase.
We guide you and implement the strategy. You stay in control.
What if there’s no tenant?
It’s a fair question.
We carefully select locations to minimise vacancy risk. But even if a tenant moves out:
- Reduced rent can increase tax benefits
- Landlord insurance protects against loss and damage
- In some cases, rent guarantees apply
We also model different scenarios before you commit, so you’re never stepping in blindly.
What if interest rates rise?
We run projections under different interest rate scenarios so you can see exactly how it affects you. If holding costs increase, tax benefits can also increase.
You’ll understand the numbers before you make a decision.
Is this tax strategy legal?
The government encourages Australians to take responsibility for their own retirement and provides tax incentives to support that. Not everyone qualifies, but if you do, you’re simply using the system the way it was designed to be used.
Can tax savings help pay off my mortgage?
Yes.
We show you how rental income and tax benefits can improve your cash flow, which can then help you reduce your home loan faster.
It’s about redirecting money more intelligently.
Can I help my adult kids using my equity?
Property ownership is becoming harder for many Australians. Depending on your situation, there may be ways to use equity strategically to support your adult children.
We can explore what’s realistic for you.
Do I need to live in Queensland?
Not at all.
Self-Funded Freedom works with clients across Australia and assists with property opportunities nationwide. Although we are based in Queensland, our extensive professional network and industry contacts span multiple states.
This national reach allows us to maintain broad market awareness and provide guidance informed by real-world property cycles and conditions.
Our strategies are built on decades of combined experience navigating evolving markets — ensuring advice that is practical, measured, and grounded in reality.
You can relax while we handle the heavy lifting.
Do I need investing experience?
That’s what we’re here for.
We bring the knowledge, structure, and experience. You bring your goals.
Can I sell the property anytime?
It’s your property. You can sell whenever you choose.